Health Care costs continue to rise and medical-related debt has become the leading cause of bankruptcy. Of those who had trouble paying their medical bills, 73% skimped on groceries, clothing or rent. Sixty percent used up their savings. More than 40% took on extra work to pay the bills. 25% cut back on prescription, with 30% postponing critical follow-up care, leading to further health problems. Rising health care costs forced 34% to rack up high-interest credit card debt. Fifteen percent took out other loans, while 13% borrowed from a payday lender. FOP is committed to helping you successfully manage your health care needs.

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The survey of Americans between the ages of 18 and and 75 conducted by Qualtrics found that nearly half of all respondents — 49% — said they saved less than 5% of their income, and a quarter said they are saving nothing at all.

The national saving rate is around 6%, according to Federal Reserve data. Financial experts recommend that people save at least 10% to 15% of their income across cash and retirement savings goals. FOP now offers members a discounted subscription financial plan, with a dedicated support team so you can get ahead of the debt and save for retirement.

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Deep discounts on insurance policies for your Auto, Home, Life, Disability, Long Term Care, Pets and more.

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FOP is all about applying financial wellness to all aspects of your life, so why not have a category for help with personal expenses? From discounts at certain stores or travel deals just for you, the Personal section provides assistance when spending on day to day needs and wants. Explore what discounts and benefits we have to offer.

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Suite 300 / Box 4
Oakbrook Terrace, IL 60181